I have a reputation for swimming against the tide.  I kind of like it.  Just when someone thinks I am on their side politically, they find out that I’m not always on that side…

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I get calls all of the time from people that are looking for a great deal… I can’t blame them… we ALL want a great deal.  And there is something that the vast majority of these calls share in common.  They are positive that the best deals HAVE to be foreclosures and short sales.

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Looking back two years, I had a post inspired by Ken Cook regarding FHA 203k mortgages.  If you aren’t familiar with the FHA 203k, it is a loan product that allows the borrower to make improvements or renovations on the property as part of the original mortgage.

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Two years ago this week, I outlined current rates, inventory and some other conditions…

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Last year I wrote a post about how things were going to be a little different going forward… down payment requirements, credit worthiness, but that there would be deals… 

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