I am very NOT perfect.  I have had credit issues just like many others… I have fought back from the brink and suffered setbacks.  And one thing I have learned is that there are NO easy remedies.  You can’t make a call, spend $500 and get magically good credit from some dude driving around in a crappy car… or even an expensive car.

A couple of years ago I wrote a post about a Credit Repair company I saw advertised on the back window of an older SUV.  What really ticked me off was that it said…

Get the “Good CREDIT” you DESERVE

It bothered me on several levels.  Feel free to read the post to see exactly why…

• First, why are there quotes around “Good CREDIT”?
• And don’t most of us HAVE the credit we deserve?  I don’t want to sound harsh, but when we don’t act responsibly, we don’t “deserve” good credit…

There are also some tips on how to get the good credit you desire.

If you want to buy a home, I might suggest talking to a good mortgage lender… I happen to know one.  If you find out that your credit isn’t where you expected it, he might be able to help that, too.