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Tag Archives: mortgage

Do you have a Dream? Georgia has a Dream… for Buyers!

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Have you heard of the Georgia Department of Community Affairs Georgia Dream NSP Purchase Plan?

In effect it can provide $14,000 to qualified buyers of qualified properties that can be used as down payment or for re-hab of the purchased property.  And, if the buyer is a First Time Home Buyer, they may also be eligible for the federal tax credit of $8,000.

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HUD American Dream $100 Down Program

The Statue of Liberty front shot, on Liberty I...
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Seriously!  I actually was going to write about this yesterday, but didn’t want to release something this important on April Fool’s Day…  Because this is NO JOKE.

HUD has a $100 Down Payment Program that is available on specific homes and through specific lenders.  I have one of those lenders programmed in my phone…  So, while the rates are amazingly low, prices have come down and the inventories are still generous, this is the time to take advantage of this kind of program.

Home ownership is the foundation of the American Dream.  Being able to have a home to call your own is one of the greatest things this country offers, and even as the housing bubble burst, many have been looking for a way to own their own piece of the American dream…

If you want to take advantage of this program, Ken Cook at Novation Mortgage should be your first call, and I should be your second.

I look forward to hearing from you.

originally posted on GwinnettGarageGuy.com

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Buy a house, get $8,000…

IRS building on Constitution Avenue in Washing...
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It has been pretty well publicized, but I thought I would toss it out there again…  There is an $8,000 tax credit available for ‘first time home buyers.’  Here are a few facts about the program…

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Cram Downs for Owner/Occupants a Good Idea?

It is gaining popularity among some in the political class.  The idea is being floated to change the law and allow “cram-downs” on

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What’s in it for me?

With the recently passed American Recovery and Reinvestment Act of 2009, expected to be signed as soon as it hits the President’s desk, many are wondering what might be in it for them.

Well, with $790,000,000,000 there is room for a LOT of people to find a bit of cash. These are the ones that directly relate to housing:

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