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Author Archives: Lane Bailey

You’re fired…

I’m not Donald Trump… and you probably aren’t either, but you might share something in common.

Back way before I started in real estate I was in the commercial photography business.   I was a photographer as well as a professional photo assistant.  I loved the work.  I had a pretty good client base for the assistant business, and was reasonably busy.  I also learned a LOT of things.

One of the things I learned that carried me well through that business, as well as during my time with Wolf Camera (I went from clerk to store manager to big mall store manager in about three years).   The little tidbit I learned was this:

I didn’t have to be fired.  They could just not call me back in.

I was a contractor.  I wasn’t an employee as a photographer or assistant.  To get rid of me, there were no forms that needed to be filled out.  There were no burdens of proof.  I didn’t need three warnings.  All my clients had to do was not hire me to work the next day.  They didn’t even need a reason.  At the end of the day, or the end of the shoot… I was not working for them any more, so they could just not hire me for the next job.

I would love to say that I always got the call back… but I didn’t.  Sometimes I was glad…  But, I did have some great people that I worked with, and they called me back time after time.  I added value to their business, and represented them well.

So, what does this have to do with the here and now?

It isn’t quite as easy as it was… but if you hire me to represent you in either the sale or purchase of a house, you can fire me.  I am confident in my abilities, and I don’t have a problem having an “out” in the contract that lets you fire me if I am not doing the job to your satisfaction.  Many agents believe that a six month listing contract or a six month buyer’s agency agreement means that they own the client for that time period.  While I don’t think any go into the deal thinking that they will just blow off their client later, it happens.

It won’t happen with me.  Or, you can fire me.

I don’t think you will…

(Just a note.  This was to be published on 2/11/08, but didn’t post.  I had to repost it and change the date.  Sorry for any confusiuon)

You didn’t see these videos coming…

My wife has me re-papering a bathroom. After she tore up the walls trying to take down the painted over wall paper… I got to float it out and my Sunday will be making it pretty again.

So, I had to kick the videos out early today…

I think that is pretty amazing to watch. Looks like special effects… People shouldn’t bend that way…

Gotta love Jeeps on Crack… Golden Crack on the Golden Spike trail near Moab, UT.

So, still wondering about interest rates?

Ken Cook over at Novation Mortgage tossed out a post yesterday on one of his blogs giving some particulars.  Below are a few quotes, and of course I provided a link to the original:

Remember, advertisements for lower rates generally require discount points – DiTech likes to use 2% of the loan amount – and unrealistic credit scores such as 731 and above. These are real rates, no discount points, 80% LTV, full doc, FNMA, 680 middle score. 

5/1 ARM (Five Year Fixed Period) 1.00 Origination 4.875 Interest 5.14APR (Start) $1,270.10 P&I
30 Year Fixed Mortgage 1.00 Origination 5.625 Interest 5.91APR (Fixed for30 Years) $1,381.58 P&I

Ken and his team are local.  They operate quite differently than the big national “no-brainer” folks.  The numbers they give you stick.

If you are thinking about buying a house, the climate is not bad at all.  There is a good inventory.  The rates obviously rock.  If you are selling a home, it needs to be competitively priced and well presented.  If you don’t get what you expect in the sale, you may just make up for it on the purchase of the next home.

Call Ken at Novation (feel free to call a few lenders and compare… I’m not completely plugging Ken) and then call me.  I have a line on some really cool garage homes.

Novation    678-946-0100

Lane              678-200-5895

I have been awful serious about real estate this week…  I’ll have to work on that.

How cool is this?

If you are a buyer, how would you like to be able to hit a virtual tour for a house you are interested in, and then pull up the floor plan and load your furniture into the house to see how it fits?

You could pull your cars into the garage. Check to see how the speakers can be arranged in the media room. Make sure that there is a good workflow pattern to the kitchen. Make sure that your furniture fits and can be arranged with good groupings and traffic patterns.

As a buyer, would that make you more interested in the house?

But wait, there’s more…

How about if there were pictures of the rooms and outside of the house… and you could go in and redecorate. Change the floors to hardwoods. Paint the walls. Paint the house.

Would that help to make you more interested in the house?

As a seller, wouldn’t you want to have THAT kind of experience for the people interested in your home? Wouldn’t that rate better than a couple of fuzzy shots from someone’s low resolution phone camera? Want to see it? Call me…  My next listing will be getting this for free.

Isn’t technology cool?

Value really up or down?

I can’t find a direct link, but I keep hearing about a survey of homeowners (possibly conducted by Zillow) that finds that 3/4 of homeowners nationwide (77% is another number I have seen) think that the value of their home has appreciated or at least held its value since 2006.  About half of those people thought that the value had increased, and the other half thought the value stagnated in 2007.

I hate to break this to a bunch of people, but in most markets… the roughly 35% of people that think their home increased in value last year… are wrong.  A few are right.  There are some areas around Atlanta that went up and kept reasonable volume.

I’d love to see real numbers for this area.

If you are looking to sell a property in Gwinnett County, GA, I’ll give it to you straight.

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