I was talking with one of my mortgage guys a few days ago, and the subject of mortgage timelines came up… and there is still time to get your dream home for the holidays…  OK, not Thanksgiving… but Christmas is still possible for a few days… New Year’s is possible for about a week.

But think about this for a minute…

You could start the New Year with a New Home…

Happy New Home!

Don’t forget, there are a couple of presents that you might find under your tree…

• Uncle Sam is giving a First Time Home Buyer’s Tax Credit of up to $8000 or Move Up Buyer’s Tax Credit up to $6500.
• Uncle Sam also has favorable treatment for mortgage interest…  It is deductible for many home owners, and can results in a tax savings.
• Don’t worry, Ken Cook & I have something to put in the stocking, too.  We are offering “Pink Slip Protection” (Job Loss Insurance to pay your mortgage) for a limited number of qualified buyers.

There are some great deals in the market right now, and around December and early January, the deals generally get better.  “Casual” buyers aren’t in the market, so sellers have to compete for the serious buyers.

Getting a house around the holidays can be the gift that keeps on giving…