A couple of years ago I wrote about folks facing foreclosure.  I would love to say that things have really changed in the last couple of years, but I can’t…  They have actually gotten worse in many regards.  But we might be seeing the light at the end of the tunnel… but it is just a pinprick of light…recent numbers are showing that the tide of foreclosures might be easing… if only slightly… from record levels.

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Image by lane.bailey via Flickr

But I am still seeing something that really bothers me.  People that are in the sights, facing foreclosure, close themselves off and refuse to admit reality until the Sheriff comes knocking on their door.  I understand why… it isn’t any fun facing a grim reality.  But the grim reality WILL be faced.  Better to face it while there is still time to alter it for the better.

Let me be VERY clear.  I do not have the training to do short sales.  I don’t do short sales as a listing agent.  I do handle foreclosures… and would be just fine as a buyer’s agent on either a short sale or foreclosure.  But, I don’t want to list your home as a short sale… and I would be just fine if your home didn’t come on the market as a short sale or foreclosure…  I would MUCH rather that you find a way to avoid losing your home.

The good news is that loan modifications and short sales ARE getting easier.  Not much, but it is a start.

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