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Tag Archives: foreclosure

So, how does one get property at a deal price?

I wrote a post not long ago about about foreclosures, and how they aren’t always the great deal people make them out to be.  That led to two things…

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Have you been left wondering how we’ve gotten here?

There are so many things going on in the world of finance right now.  I know that you are hearing about things like:

  • Mark to Market
  • Credit Market Freeze
  • Derivatives
  • Sub-Prime Mortgage Meltdown
  • Mortgage Backed Securities (MBS)

And there are a hundred more… 

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Oh, just short sell it…

I don’t like to write about short sales, because people will find the post through Google… but this is important.

While I was wandering through a neighborhood grocery store here in Lilburn, GA, I overheard a conversation.  I wasn’t liking what I was hearing.

Two folks were talking about

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Did you get Whammed by WaMu?

If you haven’t heard, Washington Mutual (WaMu) is the latest and biggest bank to fail.  The had put themselves on the block last week, but many industry folks had been waiting for them to fail for months.  They have been carrying a LOT of bad debt and debt that looked like it would go belly up.  They had a HUGE percentage of mortgages that were sub-prime, escalating and/or negative amortization… as well as Adjustable. 

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Get the good credit you deserve…

Driving home this afternoon I was behind a small SUV that had an advertisement for a “credit repair” firm on the back.  And that was specifically what the sign said:

Get the “Good CREDIT” you DESERVE

And as I drove along, I was thinking about that… it brought up a point:

Do you DESERVE good credit?

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