We are pleased and excited to announce the roll-out of a new program for buyers…  Job Loss Insurance.

This is a cool program to take a little bit of apprehension out of buying a home.  In effect, it is an insurance policy that protects the buyer in case of job loss.  The policy will make up to 6 payments during the first year of ownership if you lose your job involuntarily (two periods up to 3 months each).  It is available with coverages up to $2000/mo.

In addition to the year of job loss/mortgage payment protection, the policy also offers two years of other benefits, including foreclosure mitigation.

This program is offered exclusively through Lane Bailey of Diamond Dwellings Realty and Ken Cook of AmericaHomeKey, Inc. mortgage to qualified buyers as well as on selected properties represented by Lane.

For further program details, contact Lane or Ken.

Now may be the right time to buy.

• Prices are excellent.  Many areas in the Atlanta market have seen declines from last year, but have stabilized in recent months.
• Interest rates are still near lows we haven’t seen in decades, and structurally can’t go much lower… and with the increased federal government borrowing, are almost certain to rise.
• Inventory levels are down from last year, but still pretty high… this means that selection is generous.
• There are tax credit programs for many first time home buyers AND move up buyers.

So, with great prices, lots of choices, excellent terms and even tax credits for buyers, this is a great time to buy, and with this new job loss protection, may be a great time for YOU to buy.

Lane and Ken can’t offer this program at no cost to buyers for long. The tax credits from the federal government are set to expire in just a few months.  And here in the Atlanta area, the best bargains seem to be between November and January.  Don’t delay.